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Working Capital Solutions to Help you Reach Your Goals
For businesses in transition, the right lender makes all the difference. If you've outgrown your current lender, are looking to stage a turnaround, or need greater fleixibility, you don't just need a loan, you need a working capital solution.

First Capital provides just that with a team of dedicated professionals who understand you business goals and have the expertise to help you achieve them.

To learn more, please contact your First Capital representative directly or the office nearest to you: Office Locations.

 

Our Expertise. Your Success.

At First Capital, our deep industry and credit expertise allows us to structure larger, more complex deals for entrepreneurial companies with sound business plans. We specialize in creating flexible working capital solutions to help businesses in a broad range of industries succeed despite a myriad of challenges. With First Capital as your lending partner, you can rely on the certainty of our financial resources, timely funding to capitalize on critical opportunities, and our ability to craft innovative financing solutions.


First Capital Portrait

First Capital is a leading commercial finance company serving middle-market companies with revenue typically between $10 million and $100 million

Our clients are business-to-business companies in manufacturing, wholesale, distribution, and business services generating commercial receivables.

Our clients generally have an event-driven need, such as needing to stage a turnaround from setbacks including seasonal fluctuation, supply-chain or lender pressure, or recent operating losses.

Typical loans range from $3 million to $15 million.

 

We Deliver What Your Business Needs

Certainty of Funding

Backed by major investors, First Capital has secure access to stable and reliable capital. This enables us to deliver on negotiated deals and grow with you as your borrowing needs change.

Speed

First Capital's flat management structure means you have quick access to key decision makers within the company. When fast turnaround is critical to capitalize on an opportunity, we are able to complete deals quickly and provide the timely funding you need.

Flexible Loan Structure

With every new client, our first priority is to get to know your business. With deep lending expertise and intimate knowledge of your business strengths and challenges, we are able to customize an effective financing solution, no matter how complex.

 

Contact us to today to learn more about our lending products and find out if a relationship with First Capital is right for you. Contact Us.

 


Ask us about our Asset-Based Lending programs, including those offered under our First Capital®, First Capital TempFundsSM , and First Capital Business CreditSM brands. Our various Asset-Based Lending programs are designed to meet the different needs of our customers: First Capital® programs are primarily for small- to medium-sized enterprises; First Capital TempFundsSM programs are primarily for employment agencies; and First Capital Business CreditSM programs are primarily for larger companies.