FOR IMMEDIATE RELEASE

FIRST CAPITAL CLOSES $40 MILLION FINANCING FACILITY
WITH KEY EQUIPMENT FINANCE

BOCA RATON, Fla, October 26, 2009 – First Capital, a leading financial services firm, announced that it had closed a $40 million financing facility with Key Equipment Finance, an affiliate of KeyCorp (NYSE: KEY).  The senior-secured facility is a participation in one of First Capital’s existing financing facilities with WestLB.  That facility was increased from $160 million to $200 million.  Overall, WestLB’s total credit facilities to First Capital increased to $375 million. 

“First Capital is delighted with Key’s commitment and we look forward to growing the relationship in the future,” said Mark Hogard, Executive Vice President & Chief Financial Officer, First Capital. “These are challenging times to get credit facilities closed and we appreciate the effectiveness of Key’s due diligence team and the approval by the management team to provide necessary liquidity that will help to fuel the economic recovery by keeping businesses going and people employed.” 

"Key Equipment Finance is pleased to add First Capital to our growing portfolio of relationships with finance and leasing companies,” said Rian Emmett, a director with Key Equipment Finance’s Lease Advisory and Distribution Services unit. “First Capital represents the type of high quality specialty finance lender that we can grow with directly, as well as through a variety of products and services delivered by KeyBank. We look forward to executing on this relationship."

About First Capital

First Capital (www.FirstCapital.com) is a leading specialized commercial finance company providing prompt, professional and reliable secured lending, credit protection and outsourcing.  The firm directly provides these programs primarily to small to mid-sized companies.  In addition, the First Capital works with financial institutions, fund managers and other asset managers to manage portfolios and provide servicing.  First Capital is one of the largest independent and fastest-growing commercial finance companies in the United States.  The Company differentiates itself in the market by (i) providing prompt, professional and reliable service to its clients, (ii) employing highly experienced origination, credit and finance professionals, and (iii) developing creative, customized solutions for clients.  First Capital believes that premium service, the quality of its professionals and its efficient delivery structure make it the preferred lender and service provider.  Based out of Boca Raton, Florida, the firm has other full-service offices in major cities including New York, Los Angeles, Atlanta and Oklahoma City as well as Asian subsidiaries in Manila and Hong Kong. 

About Key Equipment Finance
Key Equipment Finance is an affiliate of KeyCorp (NYSE: KEY) and provides business-to-business equipment financing solutions to businesses of many types and sizes. The company focuses on four distinct markets:

• businesses of all sizes in the U.S. (from small business to large corporate);
• equipment manufacturers, distributors and value-added resellers worldwide;                     
• federal, provincial, state and local governments as well as other public sector organizations; and
• lease advisory services for commercial, industrial and financial companies in need of single investor and leveraged leasing, lender finance, and business aviation financing provided directly or via broad syndication capabilities.

Headquartered outside Denver, Colorado, Key Equipment Finance manages a $13.5 billion equipment portfolio with annual originations of approximately $5.0 billion. The company has major management and operations bases in Albany, New York; London, England; Hong Kong, China and Sydney, Australia. The company, which supports clients in over 40 countries, employs over 700 people worldwide and has been in the equipment financing business for over 35 years. Additional information regarding Key Equipment Finance, its products and services can be obtained online at www.KEFonline.com.
Cleveland-based KeyCorp (NYSE: KEY) is one of the nation's largest bank-based financial services companies, with assets of approximately $98 billion. BusinessWeek magazine named Key the top bank in its Customer Service Champ 2009 edition, ranking Key 11th out of the top-25 companies that include many known for their customer service acumen. Key companies provide investment management, retail and commercial banking, consumer finance, and investment banking products and services to individuals and companies throughout the United States and, for certain businesses, internationally. For more information, visit www.key.com.

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