Asset Based Lending

Asset-Based loans provide businesses with immediate funds and ongoing cash flow in the form of a revolving line of credit based on a percentage of the value of the company's assets, such as commercial accounts receivable and inventory. Businesses pay interest only on the funds they've drawn.

Transaction Size

Asset-based revolving lines of credit typically range from $2 million to $25 million.


Most companies qualifying for a First Capital asset-based loan will be B2Bs (business-to-business) in manufacturing, wholesale, distribution or business services generating commercial accounts receivable invoices. In most cases, annual sales range between $10 million and $250 million.

What is an Asset-Based Loan?

How does Asset-Based Lending provide working capital?

Why Asset-Based Financing?

Who uses Asset-Based Lines of Credit?

When should Asset-Based Lending be used?

Does First Capital offer Credit Protection? What is Credit Protection?

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