Mission/Vision
First Capital's source of strength comes primarily from our employees' experience and firm commitment to Prompt, Professional and Reliable client service. This branches out into everything we do.

First Capital's mission is to deliver unique solutions to the financial challenges facing our nation's developing and growing enterprises. Our vision is to remain alert to evolving needs and expections with open-mindedness, flexibility, and innovative approaches that will ensure First Capital's strong leadership role.

Company History
Founded in 1987, a group of investors and new management took over First Capital in 2003, expanding programs for small to mid-sized companies while extending national and international coverage for our clients.

Executive Management
Our management team is composed of seasoned professionals who know how to manage through good economic times and bad.

Asset-Based Lending
Asset-based lending allows you to establish a revolving line of credit in order to borrow against existing assets such as accounts receivable, inventory, machinery and equipment as well as other corporate collateral to obtain the working capital you need to run your business.

Invoice Purchasing
Quickly convert your accounts receivable into cash when we purchase your invoices.

Traditional Factoring
Outsource your accounts receivables management, from credit approval through the collections process using outstanding invoices as collateral for a revolving business line of credit.

International Trade Finance
First Capital offers international finance and services to importers, exporters, and financial institutions in the USA and overseas to facilitate cross border transactions and protect against credit losses.